Payment Cards

A contactless Mastercard® payment card is a secure, convenient and modern payment instrument for daily purchases.

Update your card – order via internet bank or at any customer service points of Šiaulių Bankas!

In order to protect your financial security, Šiaulių bankas applies daily operation limits that restrict cash withdrawal from ATMs and payment for goods with the payment card.

Cash withdrawal and operations at Šiaulių bankas customer service branches*


 Cash withdrawal at Šiaulių bankas ATMs, Perlas Finance UAB terminals and other bank networks



EUR 1 000

 Number of operations


 Payment for goods or services



EUR 4 000

 Number of operations


 Operations performed via internet bank


* Clients may indicate desired limits in the internet bank agreement or submit a request at the nearest Šiaulių bankas AB customer service branch.

  Caching out Cash deposits
  Joint Network ATM Perlas Finance UAB terminal Joint Network ATM Perlas Finance UAB terminal
Minimum amount per transaction EUR 5 EUR 5 EUR 5 EUR 5
Maximum amount per transaction** EUR 700 EUR 500

200 banknotes

(EUR 14,480)

EUR 500

**Clients may change their transaction limits on internet bank or submit a request to the nearest customer service department of Šiaulių bankas AB.

After topping up your account, you can immediately pay for goods and services on site, obtain cash from ATMs and Perlas Finance UAB terminals, however monetary operations in the bank divisions or banking services online via internet bank become available only after 20 minutes (where the funds are deposited on weekdays and weekends from 7:00 am to 9.45 pm).

MasterCard Business payment cards may be set a predetermined repayment or fixed credit limit.

A fixed credit limit is granted for a period of one year with the used credit repayable until the last day before the credit limit validity expires.

A predetermined repayment credit limit is granted for the card lifetime with the used credit covered on a regular basis according to the terms set in the agreement.

In order to acquire a payment card with a credit limit, please fill out the Application for the issuance of the corporate card, establishment/increase/reduction of the credit limit at any Šiaulių bankas branch or via internet bank.


Prevention of illegal settlements in a foreign country

What should I do if I lost my payment card?

If you lose your payment card, you can block it by:

  • using internet bank;
  • 24-hour telephone call 1813, in such case the request for confirmation of the lost payment card blocking must be submitted to any branch of Šiaulių bankas within 7 business days.

The card is blocked for free.

Should you lose your payment card, immediately block it by dialling our continuous service line at +370 700 55 055. The lost payment card shall be blocked immediately. An application regarding the confirmation of blocking of the lost card should be submitted to any outlet of Šiaulių bankas within 7 business days. The card will be blocked free of charge.

How to use a payment card safely?

  • Sign in the space provided immediately after receiving a new payment card.
  •  Keep a watch on your payment card like any other personal identification document or cash.
  •  Do not show or disclose the details of your payment card on the phone or Internet to individuals whose reliability is doubtful.
  •  Use combinations unknown and unpredictable to other people for your passwords which are necessary when providing information on the phone.
  •  Make sure that the payment card has been returned to you after each payment.
  •  Check the monthly statements of your payment card on a regular basis.
  •  Should you notice any suspicious operations, inform the bank immediately.
  •  Never disclose your payment card’s PIN code to anybody; do not write down your PIN code where other persons can see it. Destroy the envelope after memorising your PIN code.
  •  Check a payment amount before signing on the payment receipt or entering your PIN code.
  •  In case the payment card went missing or you suspect that other people might know your PIN code or took control over your card, immediately notify the bank thereof and block your payment card.

For your financial security, Šiaulių Bankas has set certain transaction limits which limit cash withdrawal at ATMs and payments using a card.