Important Documents

• Articles of Association of Limited Liability Public Company Šiaulių bankas

• The Rules for Granting Shares

• Remuneration policy (This version of the Policy, as approved by the Bank's General Meeting of Shareholders on 30 March 2022, shall take effect from the date of its approval and shall apply in full, except for the purposes of determining, approving and granting remuneration to Nominated Employees for work /performance up to the year 2022 (in which case, the version of the Remuneration Policy approved by the Bank's General Meeting of Shareholders on 31 March 2020 shall apply).
   
• Remuneration policy (31 March 2020 The Remuneration Policy as approved by the Bank's General Meeting of Shareholders shall be used for the purpose of determining, approving and granting remuneration for the work/performance of the Nominated Employees until 2022).

• Diversity policy

• Conflicts of Interest management policy

• Policy for Anti-Corruption and Unacceptable Conduct

• Corporate Governance Policy

• General service rules (valid from 01-02-2022)
• General service rules (valid from 01-08-2018)
• General service rules (valid from 05-05-2016)

• Personal data protection rules
• Personal data protection rules for candidates

• Principle Know Your Customer

• General corporate client crediting conditions (Valid from 12-10-2020)
• General corporate client crediting conditions (Valid from 23-05-2016)

• General crediting conditions for natural persons (Valid from 2022-10-10)
• General crediting conditions for natural persons (Valid from 2021-05-05)
• General crediting conditions for natural persons (Valid from 2019-02-11)
• General crediting conditions for natural persons (Valid from 2017-07-05)

• General terms and conditions of guarantee issuance (Valid from 12-10-2020)
• General terms and conditions of guarantee issuance (Valid from 11-06-2018)

• General Terms and Conditions for Documentary Credit Issuance (Valid from 2020-09-01)
• General Terms and Conditions for Documentary Credit Issuance (Valid from 2016-03-14)

Projects with BETA coordinated until 2017-10-31

• General financing terms for multi-apartment house (valid from 2017-06-28)
• General financing terms for multi-apartment house (valid from 2016-06-14 untill 2017-06-27)

Projects with BETA coordinated since 2017-11-01

• General financing terms for multi-apartment house (valid from 2020-12-15)
• General financing terms for multi-apartment house (valid from 2019-04-10 until 2020-12-14)

• General terms for factoring (valid from 2021-05-24)
• General terms for factoring (valid from 2019-04-15)

• Payment service rules (valid from 01-02-2022)
• Payment service rules (valid from 31-10-2018)
• Payment service rules (valid from 01-08-2018)
• Payment service rules (valid from 01-02-2017)

• Vocabulary of definitions of the services related to payment account

• General Conditions for the Use of Payment Cards (valid from 01-06-2020)
• General Conditions for the Use of Payment Cards (valid from 29-10-2018)
• General Conditions for the Use of Payment Cards (valid from 01-03-2018)
• General Conditions for the Use of Payment Cards (valid from 03-04-2017)
• General Conditions for the Use of Payment Cards (valid from 01-03-2017)

• Terms and conditions for application of the payment card security programme (2022-04-25)
• Terms and conditions for application of the payment card security programme (2020-06-01)
• Terms and conditions for application of the payment card security programme (2018-01-01)
• Terms and conditions for application of the payment card security programme

• Business service plan using conditions (valid from 01-02-2022)
• Business service plan using conditions (valid from 19-10-2020)
• Business service plan using conditions (valid from 23-04-2019)

• Terms and conditions for service plan usage (valid from 01-02-2022)
• Terms and conditions for service plan usage (valid from 19-10-2020)
• Terms and conditions for service plan usage (valid from 23-04-2019)
• Terms and conditions for service plan usage (valid from 08-05-2018)
• Terms and conditions for service plan usage (valid from 02-01-2018)

• General E-invoicing conditions

• Conditions for Standing Credit Transfers (valid from 2020-01-10)

• Electronic Service Rendering Conditions (2021-10-14)
• Electronic Service Rendering Conditions (2019-09-13)
• Electronic Service Rendering Conditions (2018-12-10)

• Investment Service Providing Terms (valid from 01-06-2018)

• General conditions of derivatives transactions (valid from 10-06-2019)

Key information documents (valid from 2022-09-30):

• Non deliverable forward EURUSD
• Forward currency exchange agreement EURUSD
• Forward currency exchange agreement EURGBP

The Bank does not prepare and does not publish the Participation Policy and information on how the Participation Policy was implemented for the following reasons:

• The part of shares of public limited companies in the Bank's securities portfolio is insignificant;
• The part of shares owned by the Bank in any public limited company does not reach 0.5% of authorized capital;
• The Bank's subsidiary life insurance company SB draudimas does not hold shares of public limited companies in the securities portfolio (managed by the Bank).