Important Documents

• Articles of Association of Limited Liability Public Company Šiaulių bankas

• The Rules for Granting Shares

• Remuneration policy (the current version thereof) approved by the general meeting of shareholders of the Bank on 31 March 2023, enters into effect on the date of its approval and is applied in full scope except for the remuneration allocated, approved and granted to the specified employees for their work/activities until year 2022 (in such cases, versions of the Remuneration Policy approved by the general meeting of shareholders of the Bank on 31 March 2020 and 30 March 2022 apply);
• Remuneration policy (the version approved by the general meeting of shareholders of the Bank on 30 March 2022) is applied in allocating, approving and granting  remuneration to the specified employees for their work/activities in 2022;
• Remuneration policy (the version approved by the general meeting of shareholders of the Bank on 31 March 2020) is applied in allocating, approving and granting remuneration to the specified employees for their work/activities before 2022.

• Diversity policy

• Conflicts of Interest management policy

• Policy for Anti-Corruption and Unacceptable Conduct

• Corporate Governance Policy

• Code of Ethics

• General service rules (valid from 2023-08-01)
• General service rules (valid from 2022-02-01)
• General service rules (valid from 2018-08-01)

• Personal data protection rules
• Personal data protection rules for candidates

• Principle Know Your Customer

• General corporate client crediting conditions (Valid from 12-10-2020)
• General corporate client crediting conditions (Valid from 23-05-2016)

• General crediting conditions for natural persons (Valid from 2023-05-01)
• General crediting conditions for natural persons (Valid from 2022-10-10)
• General crediting conditions for natural persons (Valid from 2021-05-05)
• General crediting conditions for natural persons (Valid from 2019-02-11)
• General crediting conditions for natural persons (Valid from 2017-07-05)

• General terms and conditions of guarantee issuance (Valid from 12-10-2020)
• General terms and conditions of guarantee issuance (Valid from 11-06-2018)

• General Terms and Conditions for Documentary Credit Issuance (Valid from 2020-09-01)
• General Terms and Conditions for Documentary Credit Issuance (Valid from 2016-03-14)

Projects coordinated until 2017-10-31

• General financing terms for multi-apartment house (valid from 2017-06-28)
• General financing terms for multi-apartment house (valid from 2016-06-14 untill 2017-06-27)

Projects coordinated since 2017-11-01

• General financing terms for multi-apartment house (valid from 2020-12-15)
• General financing terms for multi-apartment house (valid from 2019-04-10 until 2020-12-14)

• General terms for factoring (valid from 2021-05-24)
• General terms for factoring (valid from 2019-04-15)

• Payment service rules (valid from 01-02-2022)
• Payment service rules (valid from 31-10-2018)
• Payment service rules (valid from 01-08-2018)
• Payment service rules (valid from 01-02-2017)

• Vocabulary of definitions of the services related to payment account

• General Conditions for the Use of Payment Cards (valid from 2023-02-13)
• General Conditions for the Use of Payment Cards (valid from 2020-06-01)
• General Conditions for the Use of Payment Cards (valid from 2018-10-29)

• Terms and conditions for application of the payment card security programme (2022-04-25)
• Terms and conditions for application of the payment card security programme (2020-06-01)
• Terms and conditions for application of the payment card security programme (2018-01-01)
• Terms and conditions for application of the payment card security programme

• Business service plan using conditions (valid from 01-02-2022)
• Business service plan using conditions (valid from 19-10-2020)
• Business service plan using conditions (valid from 23-04-2019)

• Terms and conditions for service plan usage (valid from 30-09-2022)
• Terms and conditions for service plan usage (valid from 01-02-2022)
• Terms and conditions for service plan usage (valid from 19-10-2020)
• Terms and conditions for service plan usage (valid from 23-04-2019)
• Terms and conditions for service plan usage (valid from 08-05-2018)
• Terms and conditions for service plan usage (valid from 02-01-2018)

• General E-invoicing conditions

• Conditions for Standing Credit Transfers (valid from 2020-01-10)

• Terms of Execution of Periodic Credit Transfers (valid since 2023-01-23)
• Terms of Execution of Periodic Credit Transfers (valid since 2020-01-10)

• Electronic Service Rendering Conditions (2021-10-14)
• Electronic Service Rendering Conditions (2019-09-13)
• Electronic Service Rendering Conditions (2018-12-10)

• Investment Service Providing Terms (valid from 01-06-2018)

• General conditions of derivatives transactions (valid from 2019-06-10)

Key information documents (valid from 2023-05-31):

• Non deliverable forward EURUSD
• Forward currency exchange agreement EURUSD
• Forward currency exchange agreement EURGBP

The Bank does not prepare and does not publish the Participation Policy and information on how the Participation Policy was implemented for the following reasons:

• The part of shares of public limited companies in the Bank's securities portfolio is insignificant;
• The part of shares owned by the Bank in any public limited company does not reach 0.5% of authorized capital;
• The Bank's subsidiary life insurance company SB draudimas does not hold shares of public limited companies in the securities portfolio (managed by the Bank).