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Mastercard Gold with credit limit

Assumptions: the credit limit on the bank account is EUR 1,000, the card has a credit limit period of 36 months and the fixed annual interest rate is 17 %.

Taxes: a one-time contract conclusion fee of EUR 0, a payment card issuance fee of EUR 4 and a monthly card administration fee of EUR 3.50.

In this case, the total annual percentage rate is 36.05 %. The total amount payable, including the granted credit amount, interest and fees, is EUR 1,426.34 and the monthly instalment is EUR 35.11.