Contactless MasterCard Gold

Most appropriate card for payments while travelling!

This payment card is one of the prestigious international credit cards. It ensures exceptional service and financial security.  MasterCard Gold payment card can be used not only to settle in the usual trade and service venues but also in the on-line stores, to reserve an air plane ticket or to book a hotel room or a car.

MasterCard Gold cardholders receive free insurance travel insurance and purchase insurance.


Benefits of Contactless Mastercard Gold

EASY.  A conctactless Mastercard Gold card  can be used to pay for purchases without PIN code confirmation when the amount does not exceed the transaction amount set for the specific card reader.

FAST. Wishing to pay You have to touch your card on the reader marked with a symbol . When paying follow the instructions on the card reader's screen. A payment will be approved when the green light flashes and the reader beeps.

SAFE. These payments are safe as they are subject to a few layers of security. You may additionally order the security programme for each payment card which will provide the additional protections and compensation of losses if the card is lost, stolen or used illegally.

USEFUL. Paying with a contactless payment card abroad favourable exchange rates shall be applied. An amount that can be paid with the contactless card without entering the PIN code may vary in Lithuania and abroad.

Benefits of the card

Being a holder of the MasterCard Gold you will be able to

  • receive a credit limit up to EUR10 000. These payment cards are entitled to interest-free or permanent credit limit over their useful life;
  • pay for goods and services in all places marked with MasterCard brand in Lithuania and abroad;
  • pay on the Internet, book a flight, hotel room or make a car reservation;
  • to change a number of transactions per day at your own discretion, which is very useful if you prefer to limit the amount that could be withdrawn in cash from ATMs or paid while settling for good with a payment card;
  • to take advantage of  the discounts provided by the service providers;
  • place cash into a card account through ATMS of the joint network (Luminor, Danske Bank, Citadele and Šiaulių Bankas) that accept cash or through terminals of Perlo Paslaugos UAB;
  • withdraw cash from ATMS of the joint network (Luminor, Danske Bank, Citadele and Šiaulių Bankas) or otjer ATMs in Lithuania and abroad or through terminals of Perlo Paslaugos UAB;
  • amend your payment card PIN code to other required code using the joint network ATMs (Luminor, Danske Bank, Citadele and Šiaulių Bankas);
  • cancel payment card chip blocking (if it was blocked because of a wrong PIN code enter into a chip card reader)  through ATMS of the joint network (Luminor, Danske Bank, Citadele and Šiaulių Bankas).

Mastercard Gold payment card insurance

 Mastercard Gold Cards are exclusive, and their holders  are subject to exclusive insurance coverage:

  • a card holder and his/her family members travelling together receive travelling insurance;
  • insurance coverage also applies to skiing and scuba diving ( down to 30 metres);
  • the cost of mobile communication shall  indemnified up to EUR 50 if  it was  incurred arranging  urgent medical care after the insured event;
  • Luggage and travel delays shall be indemnified by real costs if the delay lasts for more than 3 hours;
  • Insurance coverage in case of trip cancellation or missed flight shall be indemnified up to EUR 1 000;
  • Additional protection  - travel documents' insurance -  shall indemnify  real costs up to EUR 500;
  • New insurance coverage - Rental Vehicle Excess Waiver - indemnified expenses up to EUR 1 000;
  • In the event of a terror attack, travel insurance coverage shall also apply;
  • The card holder is provided with purchase insurance  protection.
Major terms and conditions of travel insurance
Major terms and conditions of Purchase insurance
Where to turn to in case of an insured event?
  1. Travel insurance  shall apply to the Cardholder  and his family members travelling together : the spouse of or life partner, children (or adopted children, or children in foster care) under 19 years of age ( under 24 years of age if in full-time education - the number of  family members is not limited.
  2. Medical Expenses and Trip Cancellation Covers shall apply when the Insured is  up to and including 75 (seventy-five) years of age.
  3. The number of journeys per year is not limited.
  4. Insurance is valid not longer that for 90 calendar days per one journey of the insured person.
  5. Travelling insurance is valid in all the countries except Lithuania and cardholder's country of residence (if he/she is not a resident of Lithuania).
  6. Travel insurance shall apply if you have an active Mastercard Gold card issued by the bank.
  7. In the event of trip  or baggage delay, the insurance benefit shall be cover  real expenses  when delay exceed three hours.

     

    Mastercard Gold card insurance shall cover:

    Insurance cover

    Sum insured each and every event

    TRAVEL INSURANCE

    Medical expenses

    Emergency treatment

    250 000 €

    Emergency dental treatment to alleviate pain

    up to the sum of medical expenses insurance

    Repatriation

    up to the sum of medical expenses insurance

    Expenses of accompanying persons

    not exceeding 1000 €, 10 days

    Mobile phone costs

    50 €

    insurance against accidents

    Death

    30 000 €

    Disability

    30 000 €

    Personal civil liability insurance

    30 000 €

    Baggage insurance

    Loss, damage, destruction of baggage

    1 000 €

    Baggage delay (exceeding 3 hours)

    Real costs, not  more than 500  €

    Travel documents’ loss

    Real costs, not  more than 500  €

    Travel cost insurance

    Trip cancellation costs

    1 000 €

    Missed flight costs

    Trip delay (exceeding 3 hours)

    Real costs, not  more than 300  €

    Terrorism cover

    applicable

    Rental Vehicle Excess Waiver

    1 000 €

     

1.    It is valid throughout the world, including Lithuania.
2.    Protection is valid for 120 calendar days from the moment of purchase.
3.    The purchase must be fully paid by the Mastercard Gold Card issued on behalf of the Insured.
4.    Damage is paid when the purchase is damaged, destroyed or lost due to theft, robbery.

PURCHASE INSURANCE

€ 1,500 for each event, no more than € 3,000 for the insurance period, deducting € 25 for each event

 

If you receive in-patient curative  

  1. If the emergency medical aid is provided to You in a hospital, please contact APRIL Lithuania Assistance UAB  by yourself or with the help of a doctor and inform about the event  before starting treatment.
  2. Turn to those medical  institutions that belong to the public health care system.

How to report about an insured event?

Taking place after 01 January 2018:

When the insured event:

Deadline for reporting on insured event

Report on the insured event:

Travel isnurance

Immediately, however not later than within 15 calendar days after You return to your permanent place of residence

APRIL Lietuva Assistance, UAB

PURCHASE INSURANCE

Within 3 calendar days after the event

Baltic Underwriting Agency, AB


Taking place before 31 December 2017:

Report the insured event to the Lithuanian branch of insurance company ERGO Insurance SE

Security programme

 You may additionally order the security programme for each payment card and

  • we will compensate  lost amount up to EUR 3000 within 1 (one) business day from the submission of claim regarding illegal card usage;
  • a new card  shall be reissued free of charge if the card is lost or its data has been used illegally;
  • the Card's PIN code can be changed  free of charge at any ATM where this service is provided;
  • the insurance coverage shall apply when event tickets are cancelled due to illness;
  • you are insured in case of vehicle key loss;
  • personal civil liability insurance applies to you.

The Security programme for a particular card can be order via  SB Linija, filling in the security programme request on-line or in the Bank's units.

How to acquire a card?

This payment card can be ordered via: