Mastercard Gold with a credit limit

Assumptions: If the credit limit on a bank account is 1000 Eur, the card and credit limit usage period is 36 months, the fixed annual interest rate is 14%.

Fees: one-time agreement conclusion fee - 0 Eur, payment card issuance fee - 0 Eur, monthly card administration fee - 3.50 Eur.

In this case, the total annual rate of the credit cost is 34.53%, the total amount paid, including the amount of credit granted, interest and fees paid, - 1 546 Eur, monthly payment comprises - 39.44 Eur