Payment Cards

Credit limit interest and lost amount up to EUR 3000 shall be compensated within 1 (one) business day from the submission of the claim regarding illegal card usage

A new card of the same type shall be reissued free of charge if the card is lost or its data has been used illegally

The Card's PIN code can be changed at any ATM where this service is provided

Contactless MasterCard® payment card - safe, comfortable and modern  of payment instrument to pay for everyday purchases.
 
  • EASY: You do not have to enter PIN code if the payment does not exceed EUR 25;
  • FAST: You have only to touch your card to the reader in order to pay;
  • SAFE: payments are safe and you can additionally order the security programme;
  • USEFUL: favourable exchange rates shall apply abroad.

    Update the card - apply for it  SB Linija or in customer service point of Šiaulių Bankas!
Payment card security
Operation limits
Credits in payment cards

Prevention of illegal settlements in a foreign country

In case you have lost your payment card, you can block it by dialling +370 700 55 055, 24 hours a day. An application regarding the confirmation of blocking of the lost card should be submitted to any outlet of Šiaulių bankas within 7 business days. The card will be blocked free of charge.

How to use a payment card safely?

  •  Sign in the space provided immediately after receiving a new payment card.
  •  Keep a watch on your payment card like any other personal identification document or cash.
  •  Do not show or disclose the details of your payment card on the phone or Internet to individuals whose reliability is doubtful.
  •  Use combinations unknown and unpredictable to other people for your passwords which are necessary when providing information on the phone.
  •  Make sure that the payment card has been returned to you after each payment.
  •  Check the monthly statements of your payment card on a regular basis.
  •  Should you notice any suspicious operations, inform the bank immediately.
  •  Never disclose your payment card’s PIN code to anybody; do not write down your PIN code where other persons can see it.  Destroy the envelope after memorising your PIN code.
  •  Check a payment amount before signing on the payment receipt or entering your PIN code.
  •  In case the payment card went missing or you suspect that other people might know your PIN code or took control over your card, immediately notify the bank thereof and block your payment card. 
   

Cash deposits at Joint Network ATMs and Perlo paslaugos UAB terminals

unlimited

Cash withdrawal and operations at Šiaulių bankas customer service branches

unlimited

Cash withdrawal at Šiaulių bankas ATMs, Perlo Paslaugos UAB terminals and other bank networks

 

Amount

EUR 1 000

Number of operations

5

Payment for goods or services

 

Amount

EUR 4 000

Number of operations

unlimited

Fee for limit adjustment under client’s request

EUR 6*

 
* Clients may submit a request at the nearest Šiaulių bankas AB customer service branch.

  Caching out Cash deposits
  Joint Network ATM Perlo paslaugos UAB terminal Joint Network ATM Perlo paslaugos UAB terminal
Minimum amount per transaction EUR 5 EUR 5 EUR 5 EUR 5
Maximum amount per transaction** EUR 700 EUR 500

200 banknotes

(14,480 EUR)

EUR 500


**If you need a higher amount, repeat the transaction, but the total value of the transactions may not exceed the daily limit set for the card

After topping up your account, you can immediately pay for goods and services on site, obtain cash from ATMs and Perlo paslaugos UAB terminals, however monetary operations in the bank divisions or banking services online via SB linija become available only after 20 minutes (where the funds are deposited on weekdays and weekends from 7:00 am to 9.45 pm).

Credits in payment cards are granted from 15 October 2012:

  • Standing credit card limit is granted for the period of card validity under contractual provisions, covering the used credit limit by the last day of the credit limit validity.
  • Interest-free credit card limit is granted for the period of card validity under contractual provisions. MasterCard Standard card holders will use the credit limit for free for 30 calendar days from the actual credit use day (during this period no interest is calculated). MasterCard Gold cardholders will use the credit limit for free for 45 calendar days from the actual credit use day.

To get a payment card with a credit limit, please fill out the application for personal card receipt, credit limit receipt/increase/decrease in any branch of the Šiaulių Bankas or through the internet banking system SB Linija.

Since 15 October 2012 the following credit limits are no longer available*:

  • Standing credit limit granted for one year, the used credit limit to be covered by the last day of validity of the credit limit.
  • The recovery credit limit, granted for the card validity period under the contractual conditions by periodically covering the used credit.
  • Interest-free credit limit, granted for the card validity period under the contractual conditions by periodically covering the used credit, without calculation of interest during the first 15 calendar days from actual credit use day.

 * Credit limits granted up to that date are administered according to the contractual terms.

Exchange of Visa, Maestro and  MasterCart Standard Payment Cards