Investment instruments and transactions
Financial markets offer a variety of options available for you to provide a financial foundation for your future and to implement larger and smaller ambitions. The main thing is to choose the right tools.
Depending on your needs, opportunities, the desired profit and risk tolerance, experienced and licensed investment consultants of Šiaulių bankas can advise and offer you the financial instruments that are the most appropriate to achieve your objectives. We invite you to contact us.
Measures and transactions
|Bonds||Bonds are the debt securities, issued by governments, financial institutions, companies or other financial institutions. When buying bonds, the investor lends funds to the bond issuer. The issuer undertakes to pay interest to the persons who have acquired such securities on predetermined periods, and in the end of bonds validity period to pay out their nominal value. Bonds are associated with relatively small risk, but profit also is not high.|
|Shares||Shares are the part of the company’s equity. Shares prove their owner’s, i.e. shareholder's right to participate in the management of the company, to receive dividends and to exercise other statutory rights. Purchasing a part of a business, i.e. shares of the company is more risky than lending the company money upon buying bonds: together with the shares one acquires the management tasks and responsibilities. However, investment in shares provides greater opportunities to earn.|
|Investment funds||This is a collective investment tool, i.e. common partial ownership of assets of investors, invested by fund managementcompany according to a certain strategy. Management of the money invested into the funds is entrusted to reliable investment professionals. Investors, depending on risk tolerance can choose the most appropriate type of investment funds (equity funds, bond funds, mixed funds, money market funds, index funds or funds of funds).|
|Exchange Traded Funds (ETFs)||Units of these investment funds are traded on the stock exchange, so it is easier to buy and sell them than the units of conventional investment funds. Value of these funds is often linked to a particular index (energy resources, technology, other goods or raw materials, precious metals, etc.), so along with changing index, the fund unit price varies accordingly. Exchange traded funds generally are not actively managed. Their units are traded on the stock exchange like shares of a company.|
|Derivative financial instruments||Value of these instruments (transactions or agreements) depends on changes in the value of the financial instruments or assets associated with the derivatives. Most often selection, forward, futures and other transactions are made, the subject of which is linked to shares, bonds, raw materials, precious metals, currencies, interest rates or other goods. Period of these instruments can vary from a few days to several years.|
|Repurchase agreement (REPO)||The transaction in which one party, for money, transfers other party financial assets committing within the set time limit to repurchase them on given conditions. This is a quick and convenient way to borrow money for a certain period of time securing it with the financial instruments available.|
How do I start investing?
- Either in the customer service point of Šiaulių Bankas or in the on-line banking system SB Linija You have to sign an Investment Service Provision Agreement and open an investment account.
- Next, purchase securities and sell them through the platform of securities or through financial advisers and brokers.
Where to go?
The most convenient way is to fill this request form, and the required specialist will contact you.
For more information about these investment instruments, conditions and fees call 1813
(+370 37301337 when calling from abroad).
The information contained herein is only a presentational marketing message. It cannot be regarded as an offer, recommendation or solicitation to buy any financial instrument, to sell it and (or) to conclude the transaction (s).
By investing, you assume the risks associated with the investment. The fund's value may rise and fall, the investment can be both profitable and loss-making, you can get no financial benefit, you may lose part or even the entire invested amount due to circumstances beyond the control of Šiaulių bankas AB. The fund's historical performance is not a reliable index of future return and risk. Šiaulių bankas AB is not responsible for your decisions taken on the basis of the information contained herein.