Credit payment cards

Mastercard® Business

1.

Issue and administration of payment cards

1.1.

card validity

3 years

1.2.

currency  of a main and/ or  additional card account

Eur / USD

1.3.

issue of a main and/ or  additional card

1.3.1.

Residents

10 Eur

1.3.2.

Non-residents

10 Eur

1.4.

monthly servicing of a main and/ or  additional card

1.40 Eur1,2

1.5.

update of a main and/or additional card after its expiry

1.5.1.

Residents

10 Eur

1.5.2.

Non-residents

10 Eur

1.6.

payment card replacement upon the Customer's request  prior to the card's expiry

6 Eur3,4

1.7.

announcement of a payment card as invalid

free of charge

1.8.

payment for a purchase and  service

free of charge

1.9.

dispatch of a changed card by registered mail in Lithuania

3 Eur

1.10.

dispatch of a changed card by registered mail abroad

6 Eur

1.11.

urgent dispatch of a changed card by registered mail abroad 

60 Eur

1.12.

urgent production of a main and (or) additional card

Eur 255

2.

Placement of cash

2.1.

at the joint network ATMs (Luminor / Danske / “Citadele“ / Šiaulių bankas)

free of charge

2.2.

in the terminals Perlo paslaugos UAB 

0.50 Eur

3.

Cash payment (withdrawal) and other ATM transactions

3.1.

Payment (withdrawal) of cash from

3.1.1.

The ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

1.5 % (min. 1 Eur)

3.1.2.

in the terminals Perlo paslaugos UAB

1.5 % (min. 1 Eur)

3.1.3.

in the network of Lithuanian and foreign banks

2 % (min. 3 Eur)

3.2.

Other ATM operations6

3.2.1.

card balance verification at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

free of charge

3.2.2.

card balance verification at the ATMS of other Lithuania and foreign banks

0.60 Eur

3.2.3.

printing of 5 (five) last transactions at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių bankas)

free of charge

3.2.4.

printing of 5 (five) last transactions at the ATMS of other Lithuania and foreign banks 

0.60 Eur

3.2.5.

change of  card PIN code at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

0.60 Eur

3.2.6.

change of  card PIN code at the ATMS of other Lithuania and foreign banks 

0.60 Eur

4.

Submission of a monthly statement on settlements with a payment card

4.1.

by e-channels

free of charge

4.2.

in the Bank

a fee of preparation and issue a bank account statement in the Bank's unit shall be applied

4.3.

by mail (within Lithuania)

1 Eur

4.4.

by mail (abroad)

6 Eur

5.

Receipt of a copy of document regarding executed transaction7

5.1.

when settlement took place in Lithuania

10 Eur

5.2.

when settlement took place abroad

15 Eur

6.

A limit of transactions per 24 hours

6.1.

cash withdrawal transactions

6.1.1.

amount

1000 Eur

6.1.2.

number of transactions (units)

5

6.2.

transactions of settlement for goods and services

6.2.1.

amount

4000 Eur

6.2.2.

number of transactions (units)

unlimited

6.3.

Change of a  transaction limit set for 24 hours upon the Customer's request 

6 Eur

7.

Conditions and fees of credit limit granting8

Credit limit types

Without credit

With permanent credit

With revolving credit

7.1.

conclusion of an agreement

0,7 % (min. 14,48 Eur nuo kredito limito)
0,7 % (min. 14,48 Eur nuo kredito limito)

7.2.

annual interest on the negative balance of the account (when the Credit limit is not given to the account) 9

12 %

7.3.

the period during which the credit limit must be covered

 30 days
 1 year
 30 days

7.4.

kortelės aktyvavimas, pradelsus leistiną nenutrūkstamo kredito naudojimo laikotarpį

6 Eur

8.

Security programme (applicable to the selected card)10

0.90 Eur

9.

Currency conversion fee when currency of the settlement or cash withdrawal with card does not coincide with account currency

2.5 %

1
The fee applies also to non-residents.

2
Providing the Customer fails to take the card or  terminates the card agreement prior to its maturity, the Bank shall calculate this fee taking into account the factual period of the card's validity.

3
If a payment card has to be replaced not because of the customer's fault, the amendment fee shall not be applied.

4
Visa Business  payment cards are not longer issued. They are updated / changed into Mastercard Business payment cards.

5
If a Clients submit an application before 11:30 at noon on a business day, the produced card could be issued in the Bank's unit on the next business day, if the application is submitted after 11:30 at noon, the card will  be issued in tow business days.

6
If such service is provided in the ATM of other banks.

7
In the event of a claim, the fee shall apply if the customer's claims appear to be invalid. 

8
If indebtedness occurs on the card account in this case it is recognized that the Bank has granted a Customer of the appropriate amount of credit limit.

9
In case the Client fails to fulfil the condition specified in the Agreement the double interest shall apply.

10
Fee due for the Security programme applicable to the Card shall be deducted once a month (on the first calendar day of each months) from the Card account. The commission fee for the Security programme shall be paid for the current calendar month.