Debit payment cards

Maestro Business payment cards shall not be issued since 10 August 2015

Maestro Business (neišduodamos)

Debit Mastercard® Business

1.

Issue and administration of payment cards

1.1.

card validity

3 years1 

3 years1 

1.2.

currency  of a main and/ or  additional card account

Eur / USD

Eur / USD

1.3.

issue of a main and/ or  additional card

1.3.1.

Residents

not available

5 Eur

1.3.2.

Non-residents

not available

14.60 Eur2

1.4.

monthly servicing of a main and/ or  additional card

0.36 Eur3,4

0.40 Eur3,4

1.5.

update of a main and/or additional card after its expiry

1.5.1.

Residents

not available5

5 Eur

1.5.2.

Non-residents

not available5

14.60 Eur2

1.6.

payment card replacement upon the Customer's request  prior to the card's expiry

5 Eur6,5

5 Eur6

1.7.

announcement of a payment card as invalid

free of charge

free of charge

1.8.

payment for a purchase and  service

free of charge

free of charge

1.9.

dispatch of a changed card by registered mail in Lithuania

3 Eur

3 Eur

1.10.

dispatch of a changed card by registered mail abroad

6 Eur

6 Eur

1.11.

urgent dispatch of a changed card by registered mail abroad 

60 Eur

60 Eur

1.12.

urgent production of a main and (or) additional card

-

Eur 257

2.

Placement of cash

2.1.

at the joint network ATMs (Luminor / Danske / “Citadele“ / Šiaulių bankas)

free of charge

free of charge

2.2.

in the terminals Perlo paslaugos UAB 

0.50 Eur

0.50 Eur

3.

Cash payment (withdrawal) and other ATM transactions

3.1.

Payment (withdrawal) of cash from

3.1.1.

The ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

0.45 % (min. 1 Eur)

0.45 % (min. 1 Eur)

3.1.2.

in the terminals Perlo paslaugos UAB

0.45 % (min. 1 Eur)

0.45 % (min. 1 Eur)

3.1.3.

in the network of Lithuanian and foreign banks

2 % (min. 3 Eur)

2 % (min. 3 Eur)

3.2.

Other ATM operations8

3.2.1.

card balance verification at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

free of charge

free of charge

3.2.2.

card balance verification at the ATMS of other Lithuania and foreign banks

0.60 Eur

0.60 Eur

3.2.3.

printing of 5 (five) last transactions at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių bankas)

free of charge

free of charge

3.2.4.

printing of 5 (five) last transactions at the ATMS of other Lithuania and foreign banks 

0.60 Eur

0.60 Eur

3.2.5.

change of  card PIN code at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

0.60 Eur

0.60 Eur

3.2.6.

change of  card PIN code at the ATMS of other Lithuania and foreign banks 

0.60 Eur

0.60 Eur

4.

Submission of a monthly statement on settlements with a payment card

4.1.

by e-channels

free of charge

free of charge

4.2.

in the Bank

a fee of preparation and issue a bank account statement in the Bank's unit shall be applied

a fee of preparation and issue a bank account statement in the Bank's unit shall be applied

4.3.

by mail (within Lithuania)

1 Eur

1 Eur

4.4.

by mail (abroad)

6 Eur

6 Eur

5.

Receipt of a copy of document regarding executed transaction9

5.1.

when settlement took place in Lithuania

10 Eur

10 Eur

5.2.

when settlement took place abroad

15 Eur

15 Eur

6.

A limit of transactions per 24 hours

6.1.

cash withdrawal transactions

6.1.1.

amount

1000 Eur

1000 Eur

6.1.2.

number of transactions (units)

5

5

6.2.

transactions of settlement for goods and services

6.2.1.

amount

4000 Eur

4000 Eur

6.2.2.

number of transactions (units)

unlimited

unlimited

6.3.

Change of a  transaction limit set for 24 hours upon the Customer's request 

6 Eur

6 Eur

7.

Conditions and fees of credit limit granting10

Credit limit types

Without credit

With permanent credit

With revolving credit

7.1.

conclusion of an agreement

-

-

7.2.

metinės palūkanos už neigiamą sąskaitos lėšų likutį (kai Kredito limitas sąskaitai nėra suteikiamas)11 

12 %

12 %

7.3.

laikotarpis, per kurį turi būti padengtas kredito limitas

30 dienų

30 dienų

7.4.

kortelės aktyvavimas, pradelsus leistiną nenutrūkstamo kredito naudojimo laikotarpį

6 Eur

6 Eur

8.

Security programme (applicable to the selected card)12

0.90 Eur

0.90 Eur

9.

Currency conversion fee when currency of the settlement or cash withdrawal with card does not coincide with account currency

2.5 %

2.5 %

1
Period of validity of cards issued to non-residents - 2 years.

2
Fee shall be calculated with regard to a card validity date and charge specified in item 1.3.1 and 1.4.

3
The monthly main and /or additional card servicing fee shall not apply to non-residents.

4
Providing the Customer fails to take the card or  terminates the card agreement prior to its maturity, the Bank shall calculate this fee taking into account the factual period of the card's validity.

5
Maestro Business payment cards are updated / changed into Debit Mastercard Business payment cards.

6
If a payment card has to be replaced not because of the customer's fault, the amendment fee shall not be applied.

7
If a Clients submit an application before 11:30 at noon on a business day, the produced card could be issued in the Bank's unit on the next business day, if the application is submitted after 11:30 at noon, the card will  be issued in tow business days.

8
If such service is provided in the ATM of other banks.

9
In the event of a claim, the fee shall apply if the customer's claims appear to be invalid. 

10
If indebtedness occurs on the card account in this case it is recognized that the Bank has granted a Customer of the appropriate amount of credit limit.

11
 In case the Client fails to fulfil the condition specified in the Agreement the double interest shall apply.

12
Fee due for the Security programme applicable to the Card shall be deducted once a month (on the first calendar day of each months) from the Card account. The commission fee for the Security programme shall be paid for the current calendar month.

Conditions and fees of credit limit granting:

 

Maestro Business

Debit Mastercard Business

1. credit limit type

not granted

not granted

2. conclusion of an agreement

n/a

n/a

3. allowed period of the continuous credit use

30 days

30 days

4. activation of the card after past due of the continuous  period of the credit usage

6 Eur

6 Eur