General Conditions

  1. In these Service  Fees (hereinafter - the Fees)  legal entities , shall be considered as corporate customers as foreseen by legislation as well as farmers, notaries, bailiffs , while natural persons shall be considered as private customers (hereinafter - the Customer (s)).

  2. Additional costs of Šiaulių bankas AB related the payment transaction executed by the Customer or service rendered to him besides those fees listed in the document can be applied for all the services in addition to the listed Fees.
    • additional expenses for mail and telecommunications;
    • State's taxes, if any;
    • Foreign banks' taxes, if any;
  3. The Bank is entitled to change the fees unilaterally as foreseen in the General Rules for the Provision of Services of Šiaulių Bankas AB. Amendments to the fees are available on the Bank's website at www.sb.lt.

  4. Fees shall be paid in Euros unless individual bank service rendering agreement or other agreements concluded with the Customers foresee otherwise. The fee applicable by foreign banks shall be debited in currency specified by a foreign bank. The Customer shall pay a commission fee to the Bank in the manner foreseen the Rules for the Provision of Payment Services  of Šiaulių bankas AB.

  5. If the service rendering agreements concluded with the Customers, or legislation,or the present fees do not include the Bank's obligation to provide a particular service, it can be performed upon Customer's request with consent of the Bank paying a fee agreed between the Parties in advance.

  6. Definitions used in the present document:

D - the number of the Bank's business days during which a payment order shall be executed. D+ 0 – a payment order shall be executed  on the same Bank's business day if it has been submitted before time specified in the section "Hours".

Hours - time before which a submitted payment order shall be considered as received on the same Bank's business day.

OUR – a payer shall settle the fees of Šiaulių Bankas and other foreign banks. Papildomi užsienio bankų mokesčiai nurašomi iš mokėtojo sąskaitos. Vykdant mokėjimą JAV doleriais, papildomi užsienio bankų mokesčiai gali būti išskaičiuoti iš siunčiamos sumos.

SHA ― a payer shall settle the fees of Šiaulių Bankas and a beneficiary shall  settle the fees of foreign banks.

BEN  ― a beneficiary  shall settle the fees of Šiaulių Bankas and other foreign banks (fees are deducted from the transferred amount applying the same fees as to OUR  payment transfers).

Account shall mean the bank account opened with the Bank on behalf of the Customer or a few Customer's (co-owners) for execution of payment transactions. Types of accounts can be various, for example, bank account, deposit,  depository, securities, savings account and etc.