Credits, factoring and leasing

Corporate Credits

  • The exact size of a fee shall be defined by the Bank to each Customer individually after assessing the credit-related documents and/or the Customer's particular request.
1.

credit document analysis and certificate preparation fee
(once the agreement is concluded it is included into the administration fee)

from 0.35 % (min. 150 Eur)

2.

administration fee for conclusion of the agreement, its extension or increase of the amount thereof
(a single time fee calculated from the credit amount specified in the agreement) 

from 0.7 % (min. 150 Eur)

3.

commitment fee
(calculated from the unused credit amount)

from 0.5 % of annual interest

4.

the fee applicable to amendment of other agreement conditions

from 0.5 % (min. 150 Eur)

5.

the fee applicable to analysis of the Customer's other request and preparation of documents 

from 0,5 % (min. 150 Eur)

6.

early repayment fee:

6.1.

for credits

2.0 % (min. 150 Eur)

6.2.

to credit lines and Bank account credits

not applied

Factoring

  • The exact size of a fee shall be defined by the Bank to each Customer individually after assessing the credit-related documents and/or the Customer's particular request.
1.

credit document analysis and certificate preparation fee
(once the agreement is concluded it is included into the administration fee)

from 0.35 % (min. Eur 150) + VAT

2.

administration fee for conclusion of the agreement, its extension or increase of the amount thereof
(a single time fee calculated from the factoring limit amount specified in the agreement)

from 0.7 % (min. Eur 150) + VAT

3.

fee of invoice acceptance:

3.1.

domestic factoring

0.4 % from the invoice (min. Eur 2.90) + VAT

3.2.

international factoring

0.5 % from the invoice (min. Eur 5.79 ) + VAT

4.

the fee applicable to amendment of other agreement conditions

from 0.5 % (min. Eur 150) + VAT

5.

the fee applicable to analysis of the Customer's other request and preparation of documents

from 0.5 % (min. Eur 150 )+ VAT

6.

evaluation of the buyers' risks:

6.1.

in Lithuania

Eur 29 + VAT

29 евро + НДС

6.2.

in Latvia, Estonia

Eur 32 + VAT

6.3.

evaluation of the buyer's risks with the headquarters registered outside Lithuania, Latvia or the USA

Eur 58 + VAT

6.4.

evaluation of the buyers' risks in the USA

Eur 64 + VAT

7.

for each notification to insurance company about the buyer's delay

Eur 64 + VAT

Leasing

  • The exact size of a fee shall be defined by the Bank to each Customer individually after assessing the credit-related documents and/or the Customer's particular request.
1.

Administration fee for leasing agreement conclusion
(a single time fee calculated from the price of assets specified in the agreement)

1.1.

if object of a lease is a car, and:

1.1.1.

amount of assets is up to Eur 30 000

from 0.7 % (min. Eur 115)

1.1.2.

price of assets is between Eur 30 000 Eur and Eur 60 000

from 0.5 %

1.1.3.

amount of  assets is from Eur 60 000

from 0.3 %

1.2.

if object of a lease is other asset

from 0.7 % (min. Eur 150)

2.

Administration fee for operating leasing agreement conclusion
(a single time fee calculated from the price of assets specified in the agreement) 

from 1.5 % (min. Eur 150)

3.

The fee applicable to amendment of agreement conditions 

from 0.5 % (min. Eur 150)

4.

The fee applicable to analysis of the Customer's other request and preparation of documents

from 0.5 % (min. Eur 150)

5.

fee of early redemption

1.0 %

Assesment of the pledged assests

1.

Real estate assessment:

1.1.

evaluation of a flat

30-90 Eur

1.2.

evaluation of household

60-120 Eur

1.3.

evaluation of administrative, production buildings, outbuildings, their premises, and commercial objects

90-300 Eur

2.

Evaluation of a plot of land

30-300 Eur

3.

Assessment of movables

30-300 Eur