Debit payment cards no longer issued

Maestro / Visa Electron(not issued)

Debit Mastercard® / Maestro / Visa Electron (for students, schoolchildren and seniors)(not issued)

1.

Issue and administration of payment cards

1.1.

card validity

3 years1,2

3 years1

1.2.

currency  of a main and/ or  additional card account

Eur / USD

Eur / USD

1.3.

issue of a main and/ or  additional card:

1.3.1.

Residents

not available

not available

1.3.2.

Non-residents

neišduodamos

neišduodamos

1.4.

monthly administration of a main and/ or additional card

0.36 Eur 3,4

free of charge

1.5.

update of a main and/or additional card after its expiry:

1.5.1.

Residents

neatnaujinamos5

neatnaujinamos5

1.5.2.

Non-residents

neatnaujinamos5

neatnaujinamos5

neatnaujinamos5

1.6.

payment card replacement upon the Customer's request  prior to the card's expiry

5 Eur 6,5

5 Eur 6,5

1.7.

announcement of a payment card as invalid

free of charge

free of charge

1.8.

payment for a purchase and  service

free of charge

free of charge

1.9.

dispatch of a new /updated/changed card by registered mail in Lithuania

3 Eur

3 Eur

1.10.

dispatch of a new /updated/changed card by registered mail abroad

6 Eur

6 Eur

1.11.

urgent dispatch of a new /updated/changed card by registered mail abroad

60 Eur

60 Eur

1.12.

urgent production of a main and (or) additional card7

-

-

2.

Placement of cash

2.1.

at the joint network ATMs (Luminor / Danske / “Citadele“ / Šiaulių Bankas)

free of charge

free of charge

2.2.

in the terminals "Perlo paslaugos" UAB

0.40 Eur

0.40 Eur

3.

Cash transactions in the ATMs and terminals Perlo paslaugos UAB

3.1.

Cash payout (withdrawal) from the ATMs  and terminals Perlo paslaugos UAB

3.1.1.

at the joint network ATMs (Luminor / Danske / “Citadele“ / Šiaulių Bankas)

0.4% (min. 0.3 Eur)

free of charge8

3.1.2.

in the terminals "Perlo paslaugos" UAB

0.60 Eur

0.60 Eur

3.1.3.

in the network of Lithuanian and foreign banks

2 % (min. Eur 3)

2 % (min. Eur 3)

3.2.

Other transactions at ATM9

3.2.1.

card balance verification at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

free of charge

free of charge

3.2.2.

card balance verification at the ATMS of other Lithuania and foreign banks

0.60 Eur

0.60 Eur

3.2.3.

printing of 5 (five) last transactions at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių bankas)

free of charge

free of charge

3.2.4.

printing of 5 (five) last transactions at the ATMS of other Lithuania and foreign banks 

0.60 Eur

0.60 Eur

3.2.5.

change of  card PIN code at the ATMS of the  joint network (Luminor / Danske / ,,Citadele“ / Šiaulių Bankas)

0.60 Eur

0.60 Eur

3.2.6.

change of  card PIN code at the ATMS of other Lithuania and foreign banks 

0.60 Eur

0.60 Eur

4.

Submission of a monthly statement on settlements with a payment card

4.1.

by e-channels

free of charge

free of charge

4.2.

in the Bank

a fee of preparation and issue a bank account statement in the Bank's unit shall be applied

a fee of preparation and issue a bank account statement in the Bank's unit shall be applied

4.3.

by mail (within Lithuania)

1.00 Eur

1.00 Eur

4.4.

by mail (abroad)

6.00 Eur

6.00 Eur

5.

Receipt of a copy of document regarding executed transaction 10

5.1.

when settlement took place in Lithuania

10 Eur

10 Eur

5.2.

when settlement took place abroad

15 Eur

15 Eur

6.

A limit of transactions per 24 hours

6.1.

cash withdrawal transactions

6.1.1.

amount

1000 Eur

1000 Eur

6.1.2.

number of transactions (units)

5

5

6.2.

transactions of settlement for goods and services

6.2.1.

amount

4000 Eur

4000 Eur

6.2.2.

number of transactions (units)

unlimited

unlimited

6.3.

Change of a  transaction limit set for 24 hours upon the Customer's request

6.00 Eur

6.00 Eur

7.

Conditions and fees of credit limit granting11

7.1.

conclusion of an agreement

-

-

7.2.

free period of the credit usage

-

-

7.3.

period during which a credit limit should be covered

30 days

30 days

7.4.

activation of the card after past due of the continuous  period of the credit usage

6.00 Eur

6.00 Eur

7.5.

annual interest for a negative account balance (when a credit limit is not granted to the account)

12 per cent12

12 per cent12

8.

Security programme (applicable to the selected card)13

0.90 Eur

0.90 Eur

9.

Currency conversion fee when currency of the settlement or cash withdrawal with card does not coincide with account currency

2.5 %

2.5 %

1
Period of  validity of cards issued to incapable or capable adults who are under the care in compliance with the court decision  is 2 years.

2
Period of validity of cards issued to non-residents - 2 years.

3
The monthly main and /or additional card servicing fee shall not apply to non-residents.

4
Providing the Customer fails to take the card or  terminates the card agreement prior to its maturity, the Bank shall calculate this fee taking into account the factual period of the card's validity.

5
Visa Electron / Maestro payment card are updated/changed to Mastercard Debit payment cards.

6
If a payment card has to be replaced not because of the customer's fault, the amendment fee shall not be applied.

7
Fee due for the Security programme applicable to the Card shall be deducted once a month (on the first calendar day of each months) from the Card account. The commission fee for the Security programme shall be paid for the current calendar month.

8
If cash withdrawal exceeds EUR 550   per month   a fee of 0.4 % min EUR 0.30 from the amount exceeding EUR 550 shall apply.

9
If such service is provided in the ATM of other banks.

10
In the event of a claim, the fee shall apply if the customer's claims appear to be invalid. 

11
If indebtedness occurs on the card account in this case it is recognized that the Bank has granted a Customer of the appropriate amount of credit limit.

12
In case the Client fails to fulfil the condition specified in the Agreement the double interest shall apply.

13
Fee due for the Security programme applicable to the Card shall be deducted once a month (on the first calendar day of each months) from the Card account. The commission fee for the Security programme shall be paid for the current calendar month.