Fees of payment cards are reduced

2004-12-01

Fees of payment cards are reduced

Payment cards of Šiaulių bankas cost less from 10th December 2004, and credit opportunities of the card are acutely bigger.
All payment cards will be issued and renewed free of charge. A newly set annual servicing fee of EC/MC cards is acutely less if compared with a previous issuing fee of the card.
Fall in price cash withdrawal, declaring the card invalid abroad.
New credit kinds of the card are available. You can choose a card with a one-year credit, with a revolving (47 days - for physical persons, 30 days - for legal entities) credit, and in certain cases a revolving credit for 15 days at no interest.
You are welcome to acquire Šiaulių bankas payment cards and take advantage of their merits.
Issuing and servicing fees of payment cards are valid from 10th December 2004.


 

MAESTRO  Eurocard/MasterCard Standard  Eurocard/MasterCard Gold  Eurocard/MasterCard Business


 



MAESTRO

 

Maestro (for students, school children and pensioners)

Maestro (for other customers)

Maestro PLIUS (with credit limit)

Card validity

2 years

2 years

2 years

Basic card currency

LTL

LTL

LTL

Initial contribution to card account

Not obligatory

Not obligatory

Not obligatory

Issuing of the main and /or extra card*

Free of charge

Free of charge

Free of charge

Annual servicing fee of the main and / or extra card*

Free of charge

LTL 10

LTL 10

Minimal balance for card renewal

-

LTL 10

LTL 10

Renewal of the main and / or extra card upon expiry*

Free of charge

Free of charge

Free of charge

Card replacement if it is lost, damaged or on customer’s request

LTL 15

LTL 15

LTL 15

Blocking the lost card

Free of charge

Free of charge

Free of charge

Declaring the card invalid abroad

-

-

-

Unblocking the lost card

LTL 5

LTL 5

LTL 5

Issuing of a new pin code (before expiry)

LTL 10

LTL 10

LTL 10

Transference of funds to account

Free of charge

Free of charge

Free of charge

Settlement for goods and services not in the bank

Free of charge

Free of charge

Free of charge

Cash withdrawal in Šiaulių bankas network*

LTL 1

LTL 1

LTL 1

Cash withdrawal in Hansa bankas, Nord/LB Lietuva, Danske, Nordea, Ūkio and SEB bankas networks*

LTL 1

LTL 1

LTL 1

Cash withdrawal in other banks’ networks

1.8% min LTL 9

1.8% min LTL 9

1.8% min LTL 9

Fee of credit limit granting and increase at the period of credit limit

-

-

0.7% min LTL 10 from credit limit

Maximum period of credit usage

-

-

47 dienos

Fee of credit limit decrease and change of agreement provisions on customer’s request

-

-

LTL 10

Annual interest rate on the use of credit limit*

-

-

12%

Annual interest rate for account debit balance or not repayment of credit in due credit limit period

-

-

24%

Annual interest rate for account credit balance

-

-

-

Monthly submission of settlement reports by mail

LTL 1,3

LTL 1,3

LTL 1,3

Monthly submission of settlement reports by e-mail

Free of charge

Free of charge

Free of charge

Investigation of the groundless claim

LTL 50

LTL 50

LTL 50

Issuing of copy of account receipt on transaction in Lithuania.

LTL 5

LTL 5

LTL 5

Issuing of copy of account receipt on foreign transaction

LTL 20

LTL 20

LTL 20


Eurocard/MasterCard Standard
 

EC/MC Standard (without credit or with a revolving credit)

EC/MC Standard PLIUS (with a one-year credit)

EC/MC Standard BIS (issued by AB “Šiaulių bankas leasing”)

Card validity

1 year

1 year

1, 1.5, 2 years

Basic card currency

LTL/EUR/USD

LTL/EUR/USD

LTL

Initial contribution to card account

Not obligatory

Not obligatory

Not obligatory

Issuing of the main and /or extra card*

Free of charge

Free of charge


Free of charge

Annual servicing fee of the main and / or extra card*

LTL 30

LTL 45


Free of charge

Minimal balance for card renewal

LTL 20

LTL 20


-

Renewal of the main and / or extra card upon expiry*

Free of charge

Free of charge


Free of charge

Card replacement if it is lost, damaged or on customer’s request

LTL 20

LTL 20


LTL 20

Blocking the lost card

Free of charge

Free of charge


Free of charge

Declaring the card invalid abroad

LTL 20

LTL 20


LTL 20

Unblocking the lost card

LTL 5

LTL 5

LTL 5

Issuing of a new pin code (before expiry)

LTL 20

LTL 20

LTL 20

Transference of funds to account

Free of charge

Free of charge

Free of charge

Settlement for goods and services not in the bank

Free of charge

Free of charge

Free of charge

Cash withdrawal in Šiaulių bankas network*

0.5% min LTL 3

0.7% min LTL 3

1.8% min LTL 9

Cash withdrawal in Hansa bankas, Nord/LB Lietuva, Danske, Nordea, Ūkio and SEB bankas networks*

1.2% min LTL 5

1.2% min LTL 5

1.8% min LTL 9

Cash withdrawal in other banks’ networks

1.8% min LTL 9

1.8% min LTL 9

1.8% min LTL 9

Fee of credit limit granting and increase at the period of credit limit

0.7% min LTL 20 from credit limit

0.7% min LTL 20 from credit limit

-

Maximum period of credit usage

47 dienos

1 year

1, 1.5, 2 years

Fee of credit limit decrease and change of agreement provisions on customer’s request

LTL 20

LTL 20

LTL 30

Annual interest rate on the use of credit limit*

11%

11%

12-16%

Annual interest rate for account debit balance or not repayment of credit in due credit limit period

22%

22%

-

Annual interest rate for account credit balance

-

-

-

Monthly submission of settlement reports by mail

LTL 1,3

LTL 1,3

LTL 1,3

Monthly submission of settlement reports by e-mail

Free of charge

Free of charge

Free of charge

Investigation of the groundless claim

LTL 50

LTL 50

LTL 50

Issuing of copy of account receipt on transaction in Lithuania.

LTL 5

LTL 5

LTL 5

Issuing of copy of account receipt on foreign transaction

LTL 20

LTL 20

LTL 20


Eurocard/MasterCard Gold
 

EC/MC Gold (without a credit or with a revolving credit)

EC/MC Gold PLIUS (with a one-year credit)

EC/MC Gold 2 PLIUS (with a credit at no interest)

Card validity

1 year

1 year

1 year

Basic card currency

LTL/EUR/USD

LTL/EUR/USD

LTL/EUR/USD

Initial contribution to card account

Not obligatory

Not obligatory

Not obligatory

Issuing of the main and /or extra card*

Free of charge

Free of charge

Free of charge

Annual servicing fee of the main and / or extra card*

LTL 80

LTL 120

LTL 120

Minimal balance for card renewal

LTL 80

LTL 120

LTL 120

Renewal of the main and / or extra card upon expiry*

Free of charge

Free of charge

Free of charge

Card replacement if it is lost, damaged or on customer’s request

LTL 30

LTL 30

LTL 30

Blocking the lost card

Free of charge

Free of charge

Free of charge

Declaring the card invalid abroad

LTL 80

LTL 80

LTL 80

Unblocking the lost card

LTL 5

LTL 5

LTL 5

Issuing of a new pin code (before expiry)

LTL 20

LTL 20

LTL 20

Transference of funds to account

Free of charge

Free of charge

Free of charge

Settlement for goods and services not in the bank

Free of charge

Free of charge

Free of charge

Cash withdrawal in Šiaulių bankas network*

0.5% min LTL 3

0.7% min LTL 3

0.7% min LTL 3

Cash withdrawal in Hansa bankas, Nord/LB Lietuva, Danske, Nordea, Ūkio and SEB bankas networks*

1.2% min LTL 5

1.2% min LTL 5

1.2% min LTL 5

Cash withdrawal in other banks’ networks

1.8% min LTL 9

1.8% min LTL 9

1.8% min LTL 9

Fee of credit limit granting and increase at the period of credit limit

0,7% min LTL 50 from credit limit

0.7% min LTL 50 from credit limit

1.2% min LTL 50 from credit limit

Maximum period of credit usage

47 dienos

1 year

15 days

Fee of credit limit decrease and change of agreement provisions on customer’s request

LTL 20

LTL 20

LTL 20

Annual interest rate on the use of credit limit*

11%

11%

0%

Annual interest rate for account debit balance or not repayment of credit in due credit limit period

22%

22%

22%

Annual interest rate for account credit balance

-

-

-

Monthly submission of settlement reports by mail

LTL 1,3

LTL 1,3

LTL 1,3

Monthly submission of settlement reports by e-mail

Free of charge

Free of charge

Free of charge

Investigation of the groundless claim

LTL 50

LTL 50

LTL 50

Issuing of copy of account receipt on transaction in Lithuania.

LTL 5

LTL 5

LTL 5

Issuing of copy of account receipt on foreign transaction

LTL 20

LTL 20

LTL 20



Eurocard/MasterCard Business
 

EC/MC Business (without credit or with a revolving credit)

EC/MC Business PLIUS (with a one-year credit)

Card validity

1 year

1 year

Basic card currency

LTL/EUR/USD

LTL/EUR/USD

Initial contribution to card account

Not obligatory

Not obligatory

Issuing of the main and /or extra card*

Free of charge

Free of charge

Annual servicing fee of the main and / or extra card*

LTL 50

LTL 70

Minimal balance for card renewal

LTL 50

LTL 70

Renewal of the main and / or extra card upon expiry*

Free of charge

Free of charge

Card replacement if it is lost, damaged or on customer’s request

LTL 20

LTL 20

Blocking the lost card

Free of charge

Free of charge

Declaring the card invalid abroad

LTL 80

LTL 80

Unblocking the lost card

LTL 5

LTL 5

Issuing of a new pin code (before expiry)

LTL 20

LTL 20

Transference of funds to account

Free of charge

Free of charge

Settlement for goods and services not in the bank

Free of charge

Free of charge

Cash withdrawal in Šiaulių bankas network*

0.5% min LTL 3

0.7% min LTL 3

Cash withdrawal in Hansa bankas, Nord/LB Lietuva, Danske, Nordea, Ūkio and SEB bankas networks*

1.2% min LTL 5

1.2% min LTL 5

Cash withdrawal in other banks’ networks

1.8% min LTL 9

1.8% min LTL 9

Fee of credit limit granting and increase at the period of credit limit

0.7% min LTL 50 from credit limit

0.7% min LTL 50 from credit limit

Maximum period of credit usage

30 days

1 year

Fee of credit limit decrease and change of agreement provisions on customer’s request

LTL 20

LTL 20

Annual interest rate on the use of credit limit*

11%

11%

Annual interest rate for account debit balance or not repayment of credit in due credit limit period

22%

22%

Annual interest rate for account credit balance

-

-

Monthly submission of settlement reports by mail

LTL 1,3

LTL 1,3

Monthly submission of settlement reports by e-mail

Free of charge

Free of charge

Investigation of the groundless claim

LTL 50

LTL 50

Issuing of copy of account receipt on transaction in Lithuania.

LTL 5

LTL 5

Issuing of copy of account receipt on foreign transaction

LTL 20

LTL 20