“Opportunity credit” is the campaign providing you with opportunity to reimburse interest rates for a credit for one year


From 1 June Šiaulių bankas starts a crediting campaign “Opportunity credit”. During the campaign private customers can choose the most convenient and acceptable borrowing for themselves, receive presents and win prizes.

“Opportunity credit” provides customers with opportunity to renew homes, change worn things in a short time as well as acquire the most necessary at the moment. Customers can choose the most convenient way to borrow: take a consumer credit and to receive the whole amount at once or to acquire credit payment card with credit limit and use credit funds in parts.

“While analyzing the clients’ needs we noticed that customers mostly use a consumer credit or  payment card credit to renew home, acquire a car, purchase furniture or home appliances as well as other household things. By observing an increased needs of clients to borrow, we improved the order of provision of credits and the crediting process itself, thus, currently Šiaulių bankas makes prompt and flexible decisions regarding the provision of credits, applies less formalities and offers more favorable interest rates than before”, says the Head of Retail Banking Division Arūnas Užupis.

Šiaulių bankas reduced interest rates on consumer credit: taking a credit in Litas annual interest rate is from 9.5 per cent to 10.5 per cent, while taking a credit in Euros annual interest rate is from 8.5 per cent to 9.5 per cent. Even smaller interest rates on consumer credit are applied to loyal customers of the Bank.

Šiaulių bankas will grant a present to each person who during the campaign will conclude a consumer credit agreement or will acquire a payment card with credit limit. Even 20 winners of the main prize will be selected via the random selection: the bank will refund a total interest amount after the year paid for one year.

The campaign will last during the summer period: from 1 June to 31 August. Winners will be announced at the end of the campaign: on 6 September 2011 on the website of the bank.

More on the “Opportunity credit” campaign and rules of the campaign