Term deposit with additional interest

After placing this term deposit linked to a financial asset, you get a fixed annual interest and you will have the opportunity to earn additional interest under certain conditions in the financial market.

Key terms

  • Deposit is distributed only during a certain period, which is published on www.sb.lt.
  • The minimum deposit amount is EUR 1 000.
  • The deposit contract term is 3 years (1 440 days).
  • Interest:
    -   fixed annual interest is paid at maturity of the deposit and is calculated from the first to the penultimate day of the deposit term;
    -   additional interest depends on the change in the value of the financial assets to which deposit is linked: it is paid at the end of term of the deposit for the entire duration of the deposit, if value of deposit-associated financial asset on the date specified in the contract reaches the specified level;
  • The entire deposit amount and accrued till maturity fixed annual interest is paid at maturity in any case.


  • Term deposit advantages characteristic for this deposit are:

    -    a clear term of deposit upon maturity and fixed annual interest paid at maturity;
    -    deposit contract can be terminated prematurely without additional fees;
    -    safe saving means covered by deposit insurance;

Withdrawal of a part of the deposit without terminating the contract

Withdrawal of a part of the deposit without terminating the contract is impossible.

Išankstinis indėlio sutarties nutraukimas

  • Jei sutartį nutrauksite prieš terminą, esant galimybei lėšos bus išmokėtos nedelsiant, bet ne vėliau kaip per 14 kalendorinių dienų.
  • Tokiu atveju sukauptos palūkanos nemokamos ir nėra galimybė gauti papildomas palūkanas.

Early termination of the deposit contract

Deposit contract can be entered into by natural and legal persons (residents and non-residents). At entering, you just have to specify the desired deposit amount and have it in your deposit account on the funds reserving day. The contract shall enter into force on the day of entering and is valid until the date specified.

Contact phone tel. 1813 (when calling from abroad +370 37301337).

The deposits and liabilities to investors in Šiaulių bankas AB are insured in the state company Deposit and Investment Insurance under the conditions set in the Law on Deposits and Liabilities to Investors Insurance. For more: