Service Plan Smart

This plan is designed for those business customers who have one bank account and rarely use everyday banking services. Plan Smart advantages: 

  • free account management;
  • smaller fees for payments SEPA  via the Internet, paid only for the transfer performed;
  • service plan ordering, amendment or refusal does not cost anything.

Fees applicable to the Service plan


Typical Fees

Service plan "Smart"1

Monthly fee



1.    Account management

EUR 2.00/month

applicable to one account

2.     Credit transfers SEPA in euro (via Bank's on-line banking /Mobile Application):

2.1.   Credit transfers within the Bank

to the own account - free of charge;, to other client's account - EUR 0.23

EUR 0.35/month

2.2.   Credit transfers SEPA outside the Bank

EUR 0.41/month

2.3.   Standing credit transfers

To other client's account - EUR 0.23;

To other banks - EUR 0.41

2.4.   E-invoice one-off credit transfers and automated settlements

To beneficiary's account with the Bank - EUR 0.23

To beneficiary's account with other bank - EUR 0.41

2.5.   Credit transfers paying via Bank Link system

EUR 0.23/month

3.     Crediting of payments received in euro (SHA) (when payer's account with the Bank? when Payer's account is with other bank registered in Lithuania or SEPA member state)2

not applied

0,2 % from the amount (min. EUR 3/month)

4.     Debit card Debit MasterCard Business

EUR 0.70/month

5.     Submission of salary transfer and execution of credit transfer  to the beneficiary's account with the Bank

Submission - 0.02 per cent from the transferred amount,

Credit transfer to the beneficiary's account with the Bank - free of charge

1 The service plan applies to Customers who have only one Bank account.
2 Applicable when the payer initiated an euro transfer in accordance with the rules of the SEPA payment scheme operating in the European Union.

Note. For service plans shall apply Terms and conditions.

In case of any queries do not hesitate contacting us by tel. tel. 1813 (+370 37 301 337 when calling from abroad) or visit Šiaulių bankas customer service. More information on service plans to business is available here.