Contactless Mastercard Business

The most suitable contactless card for companies to make convenient, easy  and safe payments!

This payment card is one of the most popular international business credit cards.  
Company's funds in this payment card account can be used for payment both in Lithuania and abroad. 

Mastercard Business cardholders are provided with travel insurance free of charge.

Benefits of Contactless Mastercard Business

EASY.  A conctactless Mastercard Business card  can be used to pay for purchases without PIN code confirmation when the amount does not exceed the transaction amount set for the specific card reader.

FAST. Wishing to pay You have to touch your card on the reader marked with a symbol . When paying follow the instructions on the card reader's screen. A payment will be approved when the green light flashes and the reader beeps.

SAFE. These payments are safe as they are subject to a few layers of security. You may additionally order the security programme for each payment card which will provide the additional protections and compensation of losses if the card is lost, stolen or used illegally.

USEFUL. Paying with a contactless payment card abroad favourable exchange rates shall be applied. An amount that can be paid with the contactless card without entering the PIN code may vary in Lithuania and abroad.

Being a holder of the MasterCard Business you will be able to

  • easily use the funds for company's needs and control them;
  • receive a revolving or permanent credit limit in the payment card account - up to EUR 3000 can be granted during the card usage period;
  • to change a number of transactions per day at your own discretion, which is very useful if you prefer to limit the amount that could be withdrawn in cash from ATMs or paid while settling for good with a payment card;
  • pay for goods and services in all places marked with MasterCard brand in Lithuania and abroad;
  • pay on the Internet, book a flight, hotel room or make a car reservation;
  • place cash into a card account through ATMS of the joint network (Nordea, Danske Bank, Citadele and Šiaulių Bankas) that accept cash or through terminals of Perlo Paslaugos UAB ;
  • withdraw cash from ATMS of the joint network (Nordea, Danske Bank, Citadele and Šiaulių Bankas), from any other bank's ATM in Lithuania or abroad  or other ATMs in Lithuania and abroad or through terminals of Perlo Paslaugos UAB;
  • change your payment card PIN code to another code through ATMS of the joint network (Nordea, Danske Bank, Citadele and Šiaulių Bankas);

cancel payment card chip blocking (if it was blocked because of a wrong PIN code enter into a chip card reader)  through ATMS of the joint network (Nordea, Danske Bank, Citadele and Šiaulių Bankas).

Mastercard Business cards are subject to exceptional insurance:

  • the card holder and two co-workers going to a business trip together are covered with travel insurance free of charge;
  • insurance  shall also apply during personal journeys when Family members travelling together are also covered with insurance;
  • the cost of mobile communication shall  indemnified up to EUR 50 if  it was  incurred arranging  urgent medical care after the insured event.
  • Luggage and travel delays shall be indemnified by real costs if the delay lasts for more than 3 hours.
  • Insurance coverage in case of trip cancellation or missed flight shall be indemnified up to EUR    1 000.
  • Additional coverage  -  insurance of travel documents. Real expenses  up to EUR 500 shall be indemnified.
  • New insurance coverage - Rental Vehicle Excess Waiver - indemnified expenses up to EUR 1 000.
  • In case of theft of the computer belonging to the employer, the loss shall be indemnified up to 600 EUR;
  • The expanses of hijacking  shall be  indemnified up to EUR 1 000.
  • In the event of a terror attack, travel insurance coverage shall also apply.

Please note!

  • A payment card account is opened and managed in compliance with the client's request: in euros or USA dollars.
  • Paying with a payment card abroad favourable exchange rates shall be applied.
  • MasterCard Business payment cards are issued to heads and employees of companies and organizations.

How to acquire?
You may acquire a payment card

  • in any customer service point of Šiaulių Bankas after providing all the documents required fora bank account opening(if a company has not yet opened an account with the bank );
  • via SB Linija by submitting an application to receive a card;

Communities of the multi-apartment house owners wishing to order a business payment card have to provide the following:

  • a company registration certificate;
  • all document required for account opening; 
  • minutes of the meeting confirming the the community has resolved to acquires a business payment card.

Mastercard Business travel insurance

Major terms and conditions of travel insurance
Mastercard Business card insurance shall cover:
Where to turn to in case of an insured event?
  1. The travel insurance shall apply to the card holder and two co-workers travelling together.
  2. While on personal journey the insurance coverage shall apply to the Cardholder  and his family members: the spouse of or life partner, children (or adopted children, or children in foster care) under 19 years of age ( under 24 years of age if in full-time education - the number of  family members is not limited.
  3. Medical Expenses and Trip Cancellation Covers shall apply when the Insured is  up to and including 75 (seventy-five) years of age.
  4. The number of journeys per year is not limited.
  5. Insurance is valid not longer that for 90 calendar days per one journey of the insured person.
  6. Travelling insurance is valid in all the countries except Lithuania and cardholder's country of residence (if he/she is not a resident of Lithuania).
  7. Travel insurance shall apply if you have an active Mastercard Business card issued by the bank.
  8. In the event of trip  or baggage delay, the insurance benefit shall be cover  real expenses  when delay exceed three hours..

Insurance cover

Sum insured each and every event

Medical expenses

Emergency treatment

250 000 €

Emergency dental treatment to alleviate pain

up to the sum of medical expenses insurance


up to the sum of medical expenses insurance

Expenses of accompanying persons

not exceeding 1000 €, 10 days

Mobile phone costs

50 €

insurance against accidents


30 000 €


30 000 €

Personal civil liability insurance

30 000 €

Baggage insurance

Loss, damage, destruction of baggage

1 000 €

Theft of the computer belonging to the employer

600 €

Baggage delay (exceeding 3 hours)

Real costs, not  more than 500  €

Travel documents’ loss

Real costs, not  more than 500  €

Travel cost insurance

Trip cancellation costs

1 000 €

Missed flight costs

Trip delay (exceeding 3 hours)

Real costs, not  more than 300  €

Terrorism cover


Vehicle hijacking insurance

1 000 €

Rental Vehicle Excess Waiver

1 000 €


If you receive in-patient curative  

  1. If the emergency medical aid is provided to You in a hospital, please contact APRIL Lithuania Assistance UAB  by yourself or with the help of a doctor and inform about the event  before starting treatment.
  2. Turn to those medical  institutions that belong to the public health care system.

How to report about an insured event?

Report about  the insured event immediately, however not later than within 15 calendar days after You return to your permanent place of residence:

APRIL Lietuva Assistance, UAB

Travel insurance terms and conditions