Finance lease

Finance lease (leasing) is a form of financing encompassing a long-term lease and credit elements. Property is transferred to the ownership of a customer within an agreed period after paying out a price of the property and interest.

Property subject to financing

  • Gadgets and equipment
  • Vehicles
  • Agricultural machinery and equipment
  • Other property

Major finance lease terms

Property leased this way may be either new or used.



Credit amount

from EUR 1000

Period of the Agreement

between 3 and 60 months

Initial payment

10 % from a property price


variable or fixed



Payment of instalments

paid in equal portions on monthly basis

Other conditions:

Property acquired this way is subject to obligatory property insurance.

If You still have any questions regarding financing, please visit anycustomer service point of Šiaulių Bankas and we will be pleased to discuss this financial issue with you.