Service plans
Fees of service plans
Included in the comparison: Typical rates Tradicinis Maksimalus Jaunimui Modernus Kosminis Main payment account
Service plans for private customers |
Typical rate |
Tradicinis service plan |
Maksimalus service plan |
Jaunimui service plan (up to and including 22 years) |
Modernus service plan |
Kosminis service plan |
Main payment account |
---|---|---|---|---|---|---|---|
Monthly commission1 |
- |
EUR 1.50 |
EUR 3.20 with debit card EUR 3.20 with debit card |
EUR 0 |
EUR 1.00 |
EUR 6.99 |
EUR 1.37, for social support recipients – EUR 0.68 |
Special monthly commission Lojaliems2,Senjorams |
- |
EUR 1,00 |
- |
- |
- |
- |
- |
1. Account management |
EUR 1.00 per month |
Includes all accounts in euro |
Includes all accounts in euro |
Includes all accounts in euro |
Includes all accounts in euro |
Includes all accounts in euro |
Includes all accounts in euro |
2. SEPA credit transfers in euro online |
EUR 0.23 within the bank EUR 0.41 to other banks |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
10 transfers per month free of charge |
3. Online payment acceptance |
EUR 0.23 within the bank EUR 0.41 to other banks |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
4. Issuance and administration of a debit card (Debit Mastercard)3 |
Free of charge and EUR 1.00 per month. |
1 card free of charge |
1 debit or credit card free of charge |
1 card free of charge |
1 card free of charge |
- |
1 card free of charge |
5. Issuance and administration of a credit card (Mastercard Gold)3 |
EUR 4.00 and EUR 3.50 per month. |
- |
- |
- |
1 credit card with LoungeKey™ service free of charge4 |
- |
|
6. Paying by card for a purchase or service |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
7. Cash deposits at Medus network ATMs |
Up to EUR 10 000 per month free of charge, if exceeded – 0.2% of the amount exceeding EUR 10 000 |
Typical rate |
Typical rate |
Typical rate |
Typical rate |
Unlimited |
Unlimited |
8. Cash deposit at UAB Perlas Finance terminals |
EUR 0.40 |
Typical rate |
Typical rate |
Typical rate |
Typical rate |
Typical rate |
Unlimited |
9. Cash withdrawals5 |
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9.1. In Medus network and Bankomatas.lt network ATMs with Debit Mastercard |
0.5% (min. EUR 0.50) |
EUR 750 (4 transactions) free of charge7 |
EUR 2 000 per month free of charge8 |
200 EUR (3 transactions) free of charge9 |
Typical rate |
EUR 3,000 per month free of charge10 |
EUR 550 per month free of charge11 |
9.2. In Medus network and Bankomatas.lt network ATMs with Mastercard Gold credit card |
2% (min. EUR 3.00) |
- |
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9.3. In ATMs of other Lithuanian and foreign banks6 |
2% (min. EUR 3.00) |
2 % (min. EUR 3) |
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9.4. In UAB Perlas Finance terminals with Debit Mastercard debit card |
EUR 0.60 |
2 % (min. EUR 3) |
|||||
9.5. In UAB Perlas Finance terminals with Mastercard Gold credit card |
2% (min. EUR 3.00) |
- |
|||||
10. Internet banking |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
1 If the commission is not paid for 12 months or more, the service plan will be suspended and the standard rates will apply.
2Lojaliems is granted to those who have a steady monthly income in their account. If there is no steady income for three consecutive months, Šiaulių bankas unilaterally starts applying the Tradicinis service plan fees.
3 Once the Payment Card has been unlinked from the service plan, it will be subject to the Payment Card Administration Fee.
4 A limited-quantity, exclusively designed Mastercard Gold payment card with the LoungeKey™ service. The LoungeKey™ service is provided free of charge 2 times per calendar year. If the set number of free visits is exceeded or if accompanying guests visit airport lounges, a one-time fee of 32 USD per person is applied for each visit. If, within 12 months from the date of setting up the Kosminis service plan, the customer uses the LoungeKey™ service and during this period decides to terminate the Kosminis service plan or close bank accounts, the customer must compensate the bank for the LoungeKey™ fees paid for the LoungeKey™ service provided to the customer.
5 The standard cash withdrawal limit for a payment card is 1000 EUR per day. You can change the limit free of charge in the Online Bank or in the Bank's app. The limit change is also available at Šiaulių bankas customer service branches (a fee applies for this service). If the service plan is changed from a plan with a lower withdrawal limit to a plan with a higher limit, the higher limit plan's withdrawal amount per current month will apply. If the plan is changed from a plan with a higher withdrawal limit to a plan with a lower limit, and the customer has already withdrawn an amount equal to or greater than the lower limit, it is considered that the limit has been reached, and the customer will no longer be able to withdraw money for free.
6 Some ATMs may charge a fee for cash withdrawals (independent of the Bank). You will see a notification on the ATM screen. If the ATM fee is unacceptable to you, we recommend trying ATMs from other networks.
7 For cash withdrawals more than 4 times per month or exceeding 750 EUR per month, a 2 % (min. 3 EUR) commission fee is applied starting from the fifth cash withdrawal operation or exceeding 750 EUR.
8 For cash withdrawals exceeding 2,000 EUR per month, a 2 % (min. 3 EUR) commission fee is applied on amounts exceeding 2,000 EUR.
9 For cash withdrawals more than 3 times per month or exceeding 200 EUR per month, a 2 % (min. A 3 EUR commission fee is applied starting from the fourth cash withdrawal operation or on amounts exceeding 200 EUR.
10 For cash withdrawals exceeding 3,000 EUR per month, a 2 % (min. 3 EUR) commission fee is applied on amounts exceeding 3,000 EUR.
11 For cash withdrawals exceeding 550 EUR per month, a 0.5 % (min. 0.50 EUR) commission fee is applied on amounts exceeding 550 EUR.